I have been an Insurance Agent here in Florida for the past 15 years. It gives me great pleasure to serve folks both with business and family retirement planning. One area that I find most people are least knowledgeable in is Long Term Care and its relationship to asset protection, I am most willing to answer any questions that you might have in this area.
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Winston EliasBusiness and Family Retirement Planning
Artificial intelligence is on the horizon in many industries, but it’s an active part of quite a few already. Life insurance is one of them, and executives in the industry are betting that the technology will continue to revolutionize the ways...
An annuity can be a very smart retirement investment for many people. That's not just because an annuity can provide a secure revenue stream — a monthly check — for the rest of your life, no matter how long you live. On top of that, t...
The effect on single men isn't as pronounced, LIMRA finds.
Single U.S. women may feel a lot more positively about owning annuities than single U.S. men do.
LIMRA has raised that possibility in a new batch of survey data. LIMRA analysts based th...
In developing an allocation strategy for your investment assets, the first question to consider is: how willing are you to take investment risks in your retirement portfolio? If you are unwilling to take any risks whatsoever, then your investment all...
Unless you're very rich or very poor, you should be looking into all of the long-term care possibilities out there. Because of the costs and complexity involved, the choice isn't easy. But it is necessary.
As a financial planner, I have lear...
Did you know that Medicare typically doesn't cover nursing home stays or in-home health services? And did you know that nursing home stays can cost more than $100,000 per year in many parts of the U.S.? If you end up needing long-term c...
Premiums keep rising, but you may need a policy more than ever.
One of the most effective ways to protect your retirement savings from the high price of assisted living, in-home care or a stay in a nursing home is a long-term-care insurance policy....
Most workers hoping for pensions are out of luck. And even those few who do have them may not be as lucky as they thought if their company is among those faltering. Here are some ideas to create a financial fallback plan.
Some financial experts call...
Most older workers nearing retirement have less than $250,000 socked away -- which means they have some catching up to do.
It's no secret that Americans on a whole are facing a retirement crisis. It's estimated that nearly half of all househ...
It seems like every day there is a new “big idea” for shielding both wealth and income from the long reach of the Internal Revenue Service. Surprisingly, the latest hot take on tax reduction and wealth protection centers on an investment...